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	<title>Comments for Investment Gyan</title>
	<atom:link href="http://www.sharegyan.com/investment-gyan/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.sharegyan.com/investment-gyan</link>
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	<pubDate>Mon, 22 Mar 2010 13:24:31 +0000</pubDate>
	
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		<title>Comment on Mutual Funds or ULIPs: Which one is a better deal? by RAMESH</title>
		<link>http://www.sharegyan.com/investment-gyan/mutual-funds-or-ulips-which-one-is-a-better-deal-66/#comment-257</link>
		<dc:creator>RAMESH</dc:creator>
		<pubDate>Thu, 28 Jan 2010 07:07:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=66#comment-257</guid>
		<description>IDBI FORTIS IS HAVING THE BEST EVER ULIP PLAN.NO GIMMICKS.CLEAR CUT RETURNS.</description>
		<content:encoded><![CDATA[<p>IDBI FORTIS IS HAVING THE BEST EVER ULIP PLAN.NO GIMMICKS.CLEAR CUT RETURNS.</p>
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		<title>Comment on How to avoid losing in stocks? by suraj</title>
		<link>http://www.sharegyan.com/investment-gyan/how-to-avoid-losing-in-stocks-707/#comment-254</link>
		<dc:creator>suraj</dc:creator>
		<pubDate>Sat, 23 Jan 2010 06:15:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=707#comment-254</guid>
		<description>Hi

I lost lot of money in this market and want to recover my fund to do very limites and less work but sure.. now I can invest only Rs 20000, so pls tell me which plan can suits me which can give me sure earnings and can follow your your all calls to use this limited fund..

Thanks</description>
		<content:encoded><![CDATA[<p>Hi</p>
<p>I lost lot of money in this market and want to recover my fund to do very limites and less work but sure.. now I can invest only Rs 20000, so pls tell me which plan can suits me which can give me sure earnings and can follow your your all calls to use this limited fund..</p>
<p>Thanks</p>
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		<title>Comment on Mutual Funds or ULIPs: Which one is a better deal? by Srikanth Matrubai</title>
		<link>http://www.sharegyan.com/investment-gyan/mutual-funds-or-ulips-which-one-is-a-better-deal-66/#comment-251</link>
		<dc:creator>Srikanth Matrubai</dc:creator>
		<pubDate>Sat, 02 Jan 2010 16:48:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=66#comment-251</guid>
		<description>ULIPs are a clear rip-off. They are the most mis-sold product in India. Mutual Funds are clear winners.</description>
		<content:encoded><![CDATA[<p>ULIPs are a clear rip-off. They are the most mis-sold product in India. Mutual Funds are clear winners.</p>
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		<title>Comment on Mutual Funds or ULIPs: Which one is a better deal? by Neil</title>
		<link>http://www.sharegyan.com/investment-gyan/mutual-funds-or-ulips-which-one-is-a-better-deal-66/#comment-248</link>
		<dc:creator>Neil</dc:creator>
		<pubDate>Fri, 11 Dec 2009 18:59:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=66#comment-248</guid>
		<description>Hi,
I amlooking for ivesting options for a long term, what do u suggest a mutual fund or a ULIP</description>
		<content:encoded><![CDATA[<p>Hi,<br />
I amlooking for ivesting options for a long term, what do u suggest a mutual fund or a ULIP</p>
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		<title>Comment on Gold price rise by james</title>
		<link>http://www.sharegyan.com/investment-gyan/gold-price-rise-711/#comment-241</link>
		<dc:creator>james</dc:creator>
		<pubDate>Tue, 10 Nov 2009 15:47:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=711#comment-241</guid>
		<description>what about hedge funds and institutions taking profit along the way and thus affect the rise of gold...
individual investors, etc may also take profit along the way and this rally may not sustain itself</description>
		<content:encoded><![CDATA[<p>what about hedge funds and institutions taking profit along the way and thus affect the rise of gold&#8230;<br />
individual investors, etc may also take profit along the way and this rally may not sustain itself</p>
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		<title>Comment on Mutual Funds or ULIPs: Which one is a better deal? by iqwal khan......</title>
		<link>http://www.sharegyan.com/investment-gyan/mutual-funds-or-ulips-which-one-is-a-better-deal-66/#comment-159</link>
		<dc:creator>iqwal khan......</dc:creator>
		<pubDate>Mon, 31 Aug 2009 11:55:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=66#comment-159</guid>
		<description>Hiiii

 Hayy guys  if u r  thing for less than 15 year than u must go with mutual fund but  if u r thinking for more than 15 yr than u must go with a good ulip plan life birla sun life insurance's classsic life premier..........</description>
		<content:encoded><![CDATA[<p>Hiiii</p>
<p> Hayy guys  if u r  thing for less than 15 year than u must go with mutual fund but  if u r thinking for more than 15 yr than u must go with a good ulip plan life birla sun life insurance&#8217;s classsic life premier&#8230;&#8230;&#8230;.</p>
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		<title>Comment on Value of Gold by Madhuri@ ancient jewelry</title>
		<link>http://www.sharegyan.com/investment-gyan/value-of-gold-367/#comment-148</link>
		<dc:creator>Madhuri@ ancient jewelry</dc:creator>
		<pubDate>Tue, 18 Aug 2009 10:04:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=367#comment-148</guid>
		<description>I think investing in gold is as good as investing in property. The proce would only rise. Madhuri (http://reminicents.com/)</description>
		<content:encoded><![CDATA[<p>I think investing in gold is as good as investing in property. The proce would only rise. Madhuri (http://reminicents.com/)</p>
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		<title>Comment on Commodity Trading by TARUN</title>
		<link>http://www.sharegyan.com/investment-gyan/commodity-trading-318/#comment-141</link>
		<dc:creator>TARUN</dc:creator>
		<pubDate>Fri, 31 Jul 2009 12:57:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=318#comment-141</guid>
		<description>PLEASE CALL ME 988*******</description>
		<content:encoded><![CDATA[<p>PLEASE CALL ME 988*******</p>
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		<title>Comment on How Commodities and Commodity Stocks work? by sudeep dehariaya</title>
		<link>http://www.sharegyan.com/investment-gyan/how-commodities-and-commodity-stocks-work-302/#comment-136</link>
		<dc:creator>sudeep dehariaya</dc:creator>
		<pubDate>Mon, 27 Jul 2009 06:58:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=302#comment-136</guid>
		<description>respected sir,I want to know about share market.how to take gain by shares? 2. I have no idea how to invest money in share market? 3. would u  like to tell me about profit or loss in share market? how much money needed for begining stage in share market?</description>
		<content:encoded><![CDATA[<p>respected sir,I want to know about share market.how to take gain by shares? 2. I have no idea how to invest money in share market? 3. would u  like to tell me about profit or loss in share market? how much money needed for begining stage in share market?</p>
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		<title>Comment on Money Market Mutual Funds, a safer investment by Jane</title>
		<link>http://www.sharegyan.com/investment-gyan/money-market-mutual-funds-a-safer-investment-300/#comment-131</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Mon, 20 Jul 2009 21:26:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=300#comment-131</guid>
		<description>Nice blog! Keep up the good work.</description>
		<content:encoded><![CDATA[<p>Nice blog! Keep up the good work.</p>
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		<title>Comment on How to manage trading losses? by Praveen</title>
		<link>http://www.sharegyan.com/investment-gyan/how-to-manage-trading-losses-284/#comment-128</link>
		<dc:creator>Praveen</dc:creator>
		<pubDate>Thu, 09 Jul 2009 19:27:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=284#comment-128</guid>
		<description>A Decent column For every Trader...

Reminder For any Naive investor in this current volatile market</description>
		<content:encoded><![CDATA[<p>A Decent column For every Trader&#8230;</p>
<p>Reminder For any Naive investor in this current volatile market</p>
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		<title>Comment on Drive to an appropriate auto loan provider by Monetize your website</title>
		<link>http://www.sharegyan.com/investment-gyan/drive-to-an-appropriate-auto-loan-provider-155/#comment-114</link>
		<dc:creator>Monetize your website</dc:creator>
		<pubDate>Mon, 22 Jun 2009 16:01:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=155#comment-114</guid>
		<description>Useful info, nice blog, thanks.</description>
		<content:encoded><![CDATA[<p>Useful info, nice blog, thanks.</p>
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		<title>Comment on Mutual Funds or ULIPs: Which one is a better deal? by Sarita</title>
		<link>http://www.sharegyan.com/investment-gyan/mutual-funds-or-ulips-which-one-is-a-better-deal-66/#comment-101</link>
		<dc:creator>Sarita</dc:creator>
		<pubDate>Tue, 26 May 2009 11:03:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.sharegyan.com/investment-gyan/?p=66#comment-101</guid>
		<description>Hi Ranjeet, 

The fundamental difference between ULIP &#38; Market Linked Pension Plan by HDFC (i.e. ULPP) is that ULIP refers to Unit-lInked LIFE INSURANCE plan where as ULPP is Unit Linked PENSION plan. There is a difference in how the maturity amounts are disbursed. In ULIPs upon maturity u r paid out the Total Fund Value in lumpsum (or some plans have Settlement option wherein u can take that amount equally spread over 5 yrs from the Date of maturity) but incase of ULPP,  upon maturity or the vesting age (the date from which u wish to receive ur pension payout) u have  an option to take only 1/3rd of the Total maturity amount (Fund Value) in lumpsum, however of the remaining 2/3rd u'll have to buy an annuity plan either from the same Co. or some other Life Insurance company in the market and u can receive your pension payouts depending on the mode u have chosen from that provider (either monthly, quarterly, half-yearly or yearly)</description>
		<content:encoded><![CDATA[<p>Hi Ranjeet, </p>
<p>The fundamental difference between ULIP &amp; Market Linked Pension Plan by HDFC (i.e. ULPP) is that ULIP refers to Unit-lInked LIFE INSURANCE plan where as ULPP is Unit Linked PENSION plan. There is a difference in how the maturity amounts are disbursed. In ULIPs upon maturity u r paid out the Total Fund Value in lumpsum (or some plans have Settlement option wherein u can take that amount equally spread over 5 yrs from the Date of maturity) but incase of ULPP,  upon maturity or the vesting age (the date from which u wish to receive ur pension payout) u have  an option to take only 1/3rd of the Total maturity amount (Fund Value) in lumpsum, however of the remaining 2/3rd u&#8217;ll have to buy an annuity plan either from the same Co. or some other Life Insurance company in the market and u can receive your pension payouts depending on the mode u have chosen from that provider (either monthly, quarterly, half-yearly or yearly)</p>
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