Youngsters often do not contemplate investments. For them, the only motivation to invest is tax-saving. However, the earlier you begin to invest, the better it is. Sure, it’s difficult to hold back when you are a new earner and you end up squandering all your salary on shopping. Spending is fine, as long as you [...]

The year 2009 may draw a completely different picture. Whether its stock market fluctuations, soaring rates or global financial slowdown, everything together has daunted investors’ motivation to shell out money. Nevertheless, investments done wisely in any circumstances would have good returns.

Mutual Funds Investments usually require you to put in good sum of money for a long period of time. So, as you invest, its important that you know few things on your statement as well.

ULIPs certainly have an edge over Mutual Funds for their life insurance aspect. Mutual Funds, however are long established and renowned with more coveted returns as long as market is hunky-dory. ULIPs are comparatively safer and welcoming as far as returns are concerned.

Mutual funds are one of the most sought after tax-saving options. Nevertheless, it’s important to know the pros and cons of such an investment, which not only involve risk but depends on so many factors also.